Aetna (CVS Health) Medicare Review (2026)
Comprehensive review of Aetna Medicare plans including coverage options, ratings, pros and cons, and how they compare to other carriers.
CMS Star Rating
4.0
States Served
46
MA Members
3.7M
Founded
1853
InsureRocket Rating
Aetna Overview
Aetna, a CVS Health company, is one of the nation's leading diversified healthcare benefits companies. With roots dating back to 1853, Aetna serves approximately 3.7 million Medicare Advantage members across 46 states. The 2018 acquisition by CVS Health created a vertically integrated healthcare company combining insurance, pharmacy benefits, and retail health services.
Aetna Medicare Plans
Aetna offers a comprehensive range of Medicare products including Medicare Advantage HMO and PPO plans, stand-alone Part D prescription drug plans, and Medicare Supplement (Medigap) policies. Many Aetna Medicare Advantage plans feature $0 monthly premiums, dental, vision, and hearing benefits, fitness programs like SilverSneakers, and over-the-counter allowances.
Plans Offered:
Coverage Areas
Aetna Medicare Advantage plans are available in 46 states and the District of Columbia. Coverage is particularly strong in the Northeast, Southeast, and major metropolitan areas across the country. Their PPO plans tend to offer broader network flexibility compared to HMO options.
Pros and Cons
Strengths
- Large pharmacy network through CVS
- Wide geographic coverage
- Strong PPO options
- MinuteClinic access for basic care
Weaknesses
- Customer service complaints
- Some plans have narrow networks
- Premium increases in recent years
Compare Other Insurance Companies
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Frequently Asked Questions
Is Aetna a good Medicare insurance company?
Aetna has a CMS star rating of 4.0 out of 5. Key strengths include Large pharmacy network through CVS, Wide geographic coverage, Strong PPO options. However, some limitations include Customer service complaints and Some plans have narrow networks. The best plan depends on your specific healthcare needs and location.
What Medicare plans does Aetna offer?
Aetna offers the following Medicare products: Medicare Advantage HMO, Medicare Advantage PPO, Medicare Part D, Medicare Supplement. Plan availability varies by county, so check Aetna's website or Medicare.gov to see what is available in your area.
How many states does Aetna serve?
Aetna Medicare plans are available in approximately 46 states. Coverage areas and plan options vary by county within each state.
How do I enroll in a Aetna Medicare plan?
You can enroll in Aetna Medicare plans during the Initial Enrollment Period (around your 65th birthday), the Annual Enrollment Period (October 15 - December 7), or during a Special Enrollment Period. Enroll through Medicare.gov, by contacting Aetna directly, or through a licensed insurance agent.
Disclaimer: Plan availability, benefits, and premiums vary by location. Contact Medicare.gov or 1-800-MEDICARE for complete information. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.